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  TOptimizing your money starts with tracking expenses. And spreadsheets are the best tool to begin tracking finances - they're free, easy, and private. Tracking your spending on a regular basis can give you an accurate picture of where your money is going and where you¡¯d like it to go instead. Download now 5-Construction Project Budget Template Excel  L

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By doing those three things, you can create a strong social media brand that converts into page views, ad revenue or sales without sacrificing anything. You don¡¯t need any additional software to become a social media manager, which pays $48,620 on average, according to Payscale.com.
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working in a shop could be a great way to make some cash and gain some work experience!  IThere are several outlets where you can sell the Christmas crafts you make. And these are some of the options when it comes to choosing where to sell crafts online:EtsyCraft fairsChristmas marketRetail storesYour own ecommerce website  B

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Improving communication, which leads to business growth. We all know what it¡¯s like to have an avalanche of messages waiting in our inbox or voicemail, which makes it hard to stay up to date on everything necessary. As a virtual assistant, your job could be to make sure every important email gets a good reply in good time, which can help a business build trust among its customers and employees.Inspiring big-picture thinking. By taking over items on a to-do list, you can free business leaders up enough to try new things. By organizing someone¡¯s time, you can help them delegate the projects that don¡¯t need their immediate attention and help them focus on what matters most to move the needle.Making life easier for everyone. When you optimize everyone¡¯s work, you also allow them to spend less time working -- while still getting more done.  Z

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working in a shop could be a great way to make some cash and gain some work experience!  X Capital One Shopping. When you shop online using the free Capital One Shopping browser extension or mobile app, it automatically applies coupon codes to your purchase. Plus, if you¡¯re shopping on a website like Target or Best Buy, it scans hundreds of other websites and lets you know if there is a better price somewhere else. And you can earn up to 12% cash back at the same time.Ibotta. Rewards aren¡¯t just for online shopping. With the Ibotta app for iOS or Android, you can earn cash back for shopping in stores as well. The app offers deals on specific items, and you earn rewards when you buy them. Shop through the app, link it to a store loyalty card, or scan your receipts with your phone to verify your purchase. Ibotta also has a browser extension for Chrome and Firefox.Fetch Rewards. Similar to Ibotta, Fetch Rewards allows you to earn cash back when shopping in stores and online. Simply snap your paper or digital receipts to earn points you can cash in for gift cards. You can boost your points by shopping special offers, referring friends, or joining a retail partner¡¯s loyalty program.Rakuten. Shopping online through Rakuten earns you cash back at over 2,500 retailers, both in-store and online. Partners include eBay, Macy¡¯s, and Walmart. Just click through the app to a retail site or link an offer to a credit card for in-store shopping. Rewards show up in your account, and you can cash them in via check or PayPal.InboxDollars. With InboxDollars, you can earn rewards not only for shopping with the site¡¯s retail partners but also for just goofing off online. Taking online surveys, watching TV, and playing games can all earn you anywhere from a few cents to a couple of bucks. You can redeem your rewards for cash or gift cards. Read our InboxDollars review.Shopkick. With the Shopkick app, you can earn points both in stores and online. You can get points for merely visiting a store, more points for viewing or scanning a specific item, and still more for making a purchase. Shopkick also awards points for browsing and watching videos.Swagbucks. Another app that offers multiple ways to earn is Swagbucks. You can get cash back on everything you buy through the site¡¯s retail partners and also earn small sums for watching videos, taking online surveys, and searching the Web. Rewards, called Swagbucks, are good for gift cards or cash. Read our Swagbucks review.   H

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